The Maryland worker’s compensation system was established in 1902 and requires all employers to purchase worker’s compensation coverage or apply for self-insured status with the Maryland Worker’s Compensation Commission. This commission ensures that injured workers receive payment for lost wages, medical treatment and vocational rehabilitation. Trust in a professional Maryland worker’s compensation claims attorney to defend your rights.

The Maryland Worker’s Compensation Act provides payments for on-the-job injuries, arising from or in the course of employment. Typical injuries, like carpal tunnel, broken bones and muscle strains could be covered. Diseases and infections, received while employed, might also be covered.

Injured workers must prove that the accident occurred while employed; the employer and insurance will seek to prove that the injury was pre-existing or caused off the job site.

If injured, follow these steps: contact employer, seek medical attention (you can choose your own doctor), find lawyer, track medical expenses and file suit with the Maryland Worker’s Compensation Commission as soon as possible.

Maryland worker’s compensation claims are governed by the following statutes of limitations: accidental injury claim must be made within 2 months, hernia claims must be made within 1 month and death claims must be filed within 18 months.

There are four basic types of disability benefits: 1.) temporary total, 2.) temporary partial, 3.) permanent partial and 4.) permanent total. The difference between temporary and permanent is that temporary claims have not reached the maximum total medical improvement. The partial category is for those who can still work, while the total category is for those who can not work.

When an injured Maryland worker reaches maximum total medical improvement – but cannot return to work – the worker is eligible for vocational rehabilitation services (which could include re-training, education and job placement.) The attorney fee schedule is regulated by the Maryland Worker’s Compensation Commission. Your workers compensation lawyer will deal with the insurance company.

Workers comp guarantees payment for injuries in the long run. Safeguard your future. Find a good general practice attorney (who understands labor) to protect your rights, ensuring you receive fair compensation for your injury.